Supporting Clients and Advisors Across the Country

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J. Michael Scarborough (Mike)

Mike is the president and CEO of Retirement Management Systems and is known for innovating the process of managing money for individuals in employer sponsored retirement plan accounts. Over the course of thirty years he has helped tens of thousands of people better prepare for retirement through the prudent management of their 401(k) savings plan accounts.

From 1990 to 2013, Mike built Scarborough Capital Management into a high grossing independent investment advisory firm, with over $1.3 billion under management. He sold that firm to his employees in 2013 and focused his attention on Retirement Management Systems and other entrepreneurial ventures.  Mike has written two books on 401(k) advice and has spoken extensively on the topic on TV and national conferences.

Mike is active on the Board of Trustees at Salisbury University Foundation where he created an endowment to establish the Scarborough Student Leadership Center. He earned his bachelor’s degree in finance at Salisbury University and his master’s degree in finance from Baldwin-Wallace College.

In 2005, he was awarded an honorary doctorate for public service from Salisbury University. Mike was inducted into the Salisbury University Hall of Fame for wrestling and football in 2011.

Mike likes to spend time at his farm where he operates Running Hare Vineyard.  He enjoys boating on the Patuxent River, hunting, and cooking.

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John M. Blamphin, CFP®, AIF®

John joined Retirement Management Systems in July 2009 after working as a financial advisor with Valic Financial Advisors and Retirement Strategies of Maryland. In his previous work, he advised clients on financial issues ranging from retirement saving and distribution to risk management and estate planning. Since 1993, he has been working in the financial services industry.

He has worked with one of the nation’s leading providers of 401(k) advisory services. There, he gained valuable experience helping people save and invest for retirement through their company savings plans. John also assisted companies in establishing valuable retirement benefit plans. Before becoming an advisor, he was a marketing consultant for companies that provide technology solutions.

His educational background includes a bachelor’s degree from West Virginia University, a master’s degree in arts from the University of Maryland College of Journalism, pension administration courses from the American Society of Pension Actuaries, a Certified Financial Planner™ certification from the Certified Financial Planner Board of Standards, and an accredited investment fiduciary certification from Fi360.

He has successfully passed the Financial Industry Regulatory Authority (FINRA) Series 6, 63, and 65 exams. Currently, John holds life, health, and variable product insurance licenses and is a certified advisor for long-term care insurance.

His wife, Tracy Blamphin, is a CPA and financial analyst with Northrop Grumman. They have two adult children, Bethany and Crispin.

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Tyler Ostrowski

Tyler joined Retirement Management Systems in April 2015 as an Investment Analyst and trader. His role is to provide the research behind allocation models and implement any new allocations or needed adjustments to over 2,700 accounts.

Tyler gained his bachelor’s degree in actuarial science from Towson University. He has experience working with the Chicago Board of Trade, where his primary focus was to develop strategies for real-world market movements and protect profits using options when trading futures. Currently, he enjoys traveling and spending time with his friends and family.

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Kim Martin

It was in June 2015 when Kim joined RMS as a billing specialist. With many years of accounting experience, she is a paraprofessional that worked in various industries, such as non-profit organizations and CPA accounting firms. Her accuracy and attention to detail while processing client payment information is crucial to the position she has with RMS.

Kim enjoys getting together with family and friends for parties and cookouts and loves to travel. 

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Kathleen Tesch

After working in the insurance field for more than 10 years, Kathleen joined RMS in 2011 as the account administration manager. She handles all aspects of account administration, from new account enrollment to client and advisor communications. She has a background in commercial insurance and obtained her property and casualty license in 2008.

A native of northern New Jersey, Kathleen moved to Maryland when her husband was transferred in 2006. She enjoys yoga, long walks, hiking, and day trips with her husband and two children.

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Duane Bumbray Jr.

Duane is an account administrator and client services representative who started with RMS in March 2019. As a native of Washington, D.C., he has accumulated years of financial and technical experience as a federal government contractor with agencies such as the U.S. Department of Housing and Urban Development (HUD) and the U.S. Small Business Administration (SBA).

Duane received his bachelor’s degree in Social Science from the University of Maryland Global Campus and an associate’s degree in Applied Science from Montgomery College. He relishes his time reading and learning new technologies.

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Deanna Driver

Deanna joined RMS in April 2019 as an administrative assistant after working in the medical field. Deanna handles client’s credentials and assists advisors and clients with their requests. She has lived in Pasadena, Maryland her entire life and obtained a bachelor’s degree in English from the University of Maryland, Baltimore County. She enjoys spending time with her two children and husband.