Those without the tools or talent, or time or desire to learn, seek the help of a financial advisor. Retirement Management Systems helps people and their financial advisors manage these worthwhile, yet often confusing, retirement savings plans.
Since their creation in the early 1980s, the 401(k) plan has transformed how Americans save for retirement. Sponsored by an employer, these retirement plans allow people to save, with pre-tax dollars, by investing in a menu of investment options. Unfortunately, not everyone has the time, tools, or talent to manage their investment selections in a way that will prudently help them reach retirement goals.